travel insurance | four helpful tips

Our rep from Travelex visited the Brownell office earlier this week to do some training on travel insurance for newer travel consultants. I read the summary of her presentation and wanted to pass along these tips:

1. Pre-existing waivers. Travelex provides a waiver of pre-existing conditions if you purchase their Travel Select policy or better within 21 days of your initial period. You must be fit to travel at the time of purchase. If you miss that 21 day waiver period, the policy would look back 60 days from the date of purchase in your medical history.
2. Zero-band policies are very inexpensive. They include no trip cancellation insurance but provide medical insurance while you are away, including medical evacuation.
3. Keep your receipts. If something happens while on your trip (a medical situation or a delay or interruption in your travels), keep the receipts of all out-of-pocket expenses. Only expenses with proof of purchase can be reimbursed.
4. Your policy can be transferred to another trip within one year of the travel date (in the event you cancel the trip for which you initially purchased the policy).

Do you need travel insurance? We were told that 40% of of the time, on average, travelers file claims. Click here to learn more about Travelex travel insurance and get a quote.

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copyright (c) 2013 by David Ourisman LLC. All rights reserved. If you have comments on this column, or questions about booking travel, email me or visit my website.